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Personal Lending Rates

Mortgage rates

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Variable mortgages Maximum term Repayment Total rate
95% loan to value - Home Start Mortgage 30 years Principal and interest 6.25%
80% to 95% loan to value 30 years Principle and interest 6%
Up to 80% loan to value 30 years Principal and interest 5.75%
Fixed Mortgage Maximum Term Repayment Total Rate
85% to 95% loan to value 5 years Principle and interest 7.55%
Up to 85% loan to value 5 years Principle to interest 7.00%

Loan Rates

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Home Equity Maximum term Repayment Total rate
Loan 10 years Principal and interest 5.25%
Line of credit 5 years Interest only 5.25%
Personal loans Maximum term Repayment Total rate
Personal - secured ** 10 years Principal and interest From 6.75%
Personal - unsecured
80% financing		 5 years Principal and interest From 7.50%
Debt consolidation
100% financing		 5 years Principal and interest From 7.75%
Overdrafts Minimum 3 months
Maximum 3 years		 Interest only From 6.75%
Education loans Maximum term Repayment Total rate
Secured ** 5 years Principal and interest From 5.25%
Unsecured 5 years Principal and interest From 6.25%

**Can only be secured with property or cash

What you should know

Rates and fees are subject to change without notice.
Preferential rates may apply. Come and see us.

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