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Rates

Term Deposit rates | Call Deposit rates | Statement Savings Rates

Rates are indicative only and subject to change without notice.

Interest is paid on maturity for all deposits up to one year. On deposits of over one year, interest is either paid out, or re-invested on a quarterly basis.

Term Deposit rates


Rates as of 07 August 2008.


Bermuda Dollar (BMD) / United States Dollar (USD)
Term 1,000+ 10,000+ 100,000+ 1,000,000+ 5,000,000+
7 Days N/A N/A N/A 1.5625 1.6875
14 Days N/A N/A 1.625 1.6875 1.8125
21 Days N/A N/A 1.625 1.6875 1.8125
1 Month 1.5625 1.625 1.6875 1.8125 1.9375
2 Months 1.9375 2.0 2.0 2.125 2.25
3 Months 2.0625 2.125 2.125 2.25 2.375
6 Months 2.25 2.3125 2.3125 2.4375 2.5625
12 Months 2.6875 2.75 2.75 2.875 3.0
24 Months 2.505 2.665 2.725 2.855 2.975
36 Months 2.88 3.04 3.1 3.23 3.35
48 Months 3.0675 3.2275 3.2875 3.4175 3.5375
60 Months 3.255 3.415 3.475 3.605 3.725


Canadian Dollars (CAD)
Term 5,000+ 15,000+ 150,000+ 1,500,000+ 5,000,000+
7 Days N/A N/A N/A 2.3125 2.375
14 Days N/A N/A 2.25 2.3125 2.375
21 Days N/A N/A 2.25 2.3125 2.375
1 Month N/A 2.4375 2.5625 2.6875 2.8125
2 Months N/A 2.5 2.625 2.75 2.875
3 Months 2.125 2.625 2.75 2.875 3.0
6 Months 2.25 2.75 2.875 3.0 3.125
12 Months 2.5 3.0 3.125 3.25 3.375


British Pound (GBP)
Term 1,500+ 10,000+ 100,000+ 1,000,000+ 2,000,000+
7 Days N/A N/A N/A 4.1875 4.3125
14 Days N/A N/A 4.125 4.1875 4.3125
21 Days N/A N/A 4.125 4.1875 4.3125
1 Month 4.375 4.4375 4.5 4.625 4.75
2 Months 4.625 4.6875 4.6875 4.8125 4.9375
3 Months 4.875 4.9375 4.9375 5.0625 5.1875
6 Months 5.0625 5.125 5.125 5.25 5.375
12 Months 5.3125 5.375 5.375 5.5 5.625


Euro (EUR)
Term 1,000+ 10,000+ 100,000+ 1,000,000+ 5,000,000+
7 Days N/A N/A N/A 3.5 3.625
14 Days N/A N/A 3.4375 3.5 3.625
21 Days N/A N/A 3.4375 3.5 3.625
1 Month 3.5 3.5625 3.625 3.75 3.875
2 Months 3.8125 3.8125 3.875 4.0 4.125
3 Months 4.0 4.0 4.0625 4.1875 4.3125
6 Months 4.25 4.25 4.3125 4.4375 4.5625
12 Months 4.375 4.375 4.4375 4.5625 4.6875


Australian Dollars (AUD)
Term 5,000+ 20,000+ 150,000+ 1,500,000+
7 Days N/A N/A N/A 6.75
14 Days N/A N/A 6.25 6.75
21 Days N/A N/A 6.25 6.75
1 Month N/A 6.25 6.5 6.75
2 Months N/A 6.0625 6.3125 6.5625
3 Months 5.6875 6.1875 6.4375 6.6875
6 Months 5.9375 6.4375 6.6875 6.9375
12 Months 6.0 6.5 6.75 7.0


Swiss Franc (CHF)
Term 5,000+ 20,000+ 150,000+ 1,500,000+
7 Days N/A N/A N/A 1.4375
14 Days N/A N/A 1.375 1.4375
21 Days N/A N/A 1.375 1.4375
1 Month N/A 1.625 1.6875 1.75
2 Months N/A 1.8125 2.0 2.0
3 Months 1.9375 2.0 2.1875 2.1875
6 Months 2.1875 2.25 2.4375 2.4375
12 Months 2.375 2.4375 2.625 2.625


Danish Krone (DKK)
Term 20,000+ 100,000+ 1,000,000+ 10,000,000+
7 Days N/A N/A N/A N/A
14 Days N/A N/A N/A N/A
21 Days N/A N/A N/A N/A
1 Month N/A 2.4375 3.4375 4.0625
2 Months N/A 2.6875 3.6875 4.3125
3 Months 2.5625 2.8125 3.8125 4.4375
6 Months 2.625 2.9375 3.875 4.5
12 Months 3.0625 3.25 4.1875 4.8125


Hong Kong Dollar (HKD)
Term 20,000+ 100,000+ 1,000,000+ 10,000,000+
7 Days N/A N/A N/A N/A
14 Days N/A N/A N/A N/A
21 Days N/A N/A N/A N/A
1 Month N/A N/A 0.75 1.25
2 Months N/A N/A 0.9375 1.5
3 Months N/A 0.0625 1.0625 1.8125
6 Months N/A 0.4375 1.4375 1.9375
12 Months N/A 0.875 1.875 2.375


Norwegian Krone (NOK)
Term 20,000+ 100,000+ 1,000,000+ 10,000,000+
7 Days N/A N/A N/A N/A
14 Days N/A N/A N/A N/A
21 Days N/A N/A N/A N/A
1 Month N/A 3.75 4.75 5.375
2 Months N/A 4.0 5.0 5.625
3 Months 3.9375 4.1875 5.1875 5.8125
6 Months 4.25 4.5 5.5 6.125
12 Months 4.25 4.5 5.5 6.125


New Zealand Dollar (NZD)
Term 5,000+ 20,000+ 150,000+ 1,500,000+
7 Days N/A N/A N/A 7.1875
14 Days N/A N/A 7.0 7.1875
21 Days N/A N/A 7.0 7.1875
1 Month N/A 7.1875 7.4375 7.5625
2 Months N/A 7.1875 7.4375 7.5625
3 Months 6.6875 7.1875 7.4375 7.5625
6 Months 6.625 7.125 7.375 7.5
12 Months 6.5 7.0 7.25 7.375


Swedish Krona (SEK)
Term 20,000+ 100,000+ 1,000,000+ 10,000,000+
7 Days N/A N/A N/A N/A
14 Days N/A N/A N/A N/A
21 Days N/A N/A N/A N/A
1 Month N/A 2.5 3.5 4.125
2 Months N/A 2.5 3.5 4.125
3 Months 2.5 2.75 3.75 4.375
6 Months 2.875 3.125 4.125 4.75
12 Months 3.125 3.375 4.375 5.0


Singapore Dollar (SGD)
Term 5,000+ 15,000+ 150,000+ 1,500,000+
7 Days N/A N/A N/A N/A
14 Days N/A N/A N/A N/A
21 Days N/A N/A N/A N/A
1 Month N/A N/A 0.125 0.125
2 Months N/A N/A 0.3125 0.3125
3 Months 0.375 0.375 0.375 0.4375
6 Months 0.75 0.75 0.8125 0.875
12 Months 0.875 0.9375 1.0 1.0625

Call Deposit rates


Bermuda Dollar (BMD) / United States Dollar (USD)
Term 1,000+ 10,000+ 100,000+ 1,000,000+ 5,000,000+
90 Day Call 1.6875 1.8775 1.9375 2.0675 2.1875
180 Day Call 1.875 2.065 2.125 2.255 2.375


The above rates are indicative only and are subject to change without notice.


Interest is either paid out or re-invested on a quarterly basis.

Statement Savings rates


Currency Rate
Bermuda Dollar (BMD) 2.00
United States Dollar (USD) 0.50
British Pound (GBP) 2.75
Canada Dollar (CAD) 2.25
Euro (EUR) (10,000 and above) 0.0625

**Can only be secured with property or cash

What you should know

Rates and fees are subject to change without notice.
Preferential rates may apply. Come and see us.

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