Overview
Our Pre-Approved Mortgage will give you the security of knowing that when you find your dream home you can act quickly on the acquisition. The service is free and the process of acquiring pre-approval is simple.
If you qualify, you will receive a letter confirming the amount the Bank is willing to lend you. This is valid for three months but just give us a call if you would like to ask for an extension.
How to apply for a Mortgage:
Whether you would like a pre-approval or whether you have already located a property and need your mortgage now, here is how it starts:
What you need to do:
- Complete an application form.
- Provide a letter from your employer confirming your salary, or
- If you own your own business, provide a copy of your latest financial statements, a letter from your accountant confirming your salary and a copy of your latest payroll tax form.
- If you have already found a property, provide a copy of the purchase agreement.
What we will do:
- Conduct credit checks and verify your income.
- Complete an analysis of your personal financial information to determine the maximum funds you can borrow.
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